# StoredValueInstrument

object type

A StoredValueInstrument — a balance-bearing money instrument: gift_card (purchasable, reloadable-by-field, bearer) · gift_certificate (fixed-amount) · store_credit (refund/goodwill-born, customer-BOUND, never purchasable as a line). The FSM tracks USABILITY; the StoredValueEntry ledger tracks VALUE — balanceMinor is the cached ledger sum, stamped in the SAME transaction as every entry (the / law), with every decrement CONDITIONED (never negative — CONFLICT/INSUFFICIENT_BALANCE). Dual-birth: immediate active (the issue entry rides the create) or STAGED inactive printed stock (activated at sale via the Order line arm, or directly via activateStoredValueInstrument). Selling/reloading one is an Order LINE (untaxed — basis instrument_sale; engine-invisible); redeeming one is an applyTender step-5 internal tender; store credit from a return mints via refundReturn method=store_credit. Doom is gated by CONFLICT/BALANCE_OUTSTANDING while value remains (zero via reason-coded adjust FIRST — no silent money destruction).

## Fields

| Field | Type | Notes |
| --- | --- | --- |
| `id` | [ID](/types/#scalars) `ID!` | The record’s id — a UUID the platform assigned when the record was created; every reference to this record uses it. |
| `sysId` | [String](/types/#scalars) `String!` | The group-scoped human-facing system id (SV-…). |
| `type` | [String](/types/#scalars) `String!` | The kind of record — always `StoredValueInstrument` here. |
| `caption` | [String](/types/#scalars) `String!` | The record’s display name — what people see it called. |
| `status` | [String](/types/#scalars) `String!` | The FSM state: active \| inactive \| depleted \| doomed. |
| `parentId` | [ID](/types/#scalars) `ID!` | The parent org group; for a StoredValueInstrument parentId === rootId (group-scoped — any org in the group redeems it). |
| `rootId` | [ID](/types/#scalars) `ID!` | The org-group family root. |
| `createdAt` | [String](/types/#scalars) `String!` | When the record was created, as a UTC timestamp. |
| `updatedAt` | [String](/types/#scalars) `String!` | When the record last changed, as a UTC timestamp. |
| `revisionNum` | [Int](/types/#scalars) `Int!` | How many times this record has been edited; the first save is 0. |
| `revision` | [ID](/types/#scalars) `ID!` | The OCC revision token — supply it on every mutation of this record; rotates on every write. |
| `refCaptions` | [RefCaption](/types/RefCaption/) `[RefCaption!]!` | The server-composed captions of this record's declared references (the referenced-caption rule) — one row per referenced id; see RefCaption. |
| `instrumentType` | [StoredValueInstrumentType](/types/StoredValueInstrumentType/) `StoredValueInstrumentType!` | The canned type (SPEC_REGISTRY row 97) — IMMUTABLE at birth. |
| `code` | [String](/types/#scalars) `String!` | The NORMALIZED code (trim+UPPERCASE; A–Z/0–9 start then A–Z/0–9/_/-, 4..64 — a money key needs collision room) — IMMUTABLE at birth; BURNED at doom. |
| `reloadable` | [Boolean](/types/#scalars) `Boolean!` | The reload law: true ⟺ a reloadable gift_card; FORCED false on certificate/credit (strict both ways). |
| `balanceMinor` | [Int](/types/#scalars) `Int!` | The CACHED ledger sum (minor units) — stamped in the SAME transaction as every StoredValueEntry; NEVER negative; NEVER directly editable (adjust/redeem/reload are the only balance surfaces). |
| `currency` | [String](/types/#scalars) `String!` | The instrument currency — the issuing org default stamped at birth. |
| `customer` | [OrderCustomer](/types/OrderCustomer/) | The inline customer binding. |

## Used by

- [activateStoredValueInstrument](/reference/till-and-cash-management/activateStoredValueInstrument/)
- [adjustStoredValueInstrument](/reference/refunds-and-payment-corrections/adjustStoredValueInstrument/)
- [createStoredValueInstrument](/reference/stored-value-instrument/createStoredValueInstrument/)
- [doomStoredValueInstrument](/reference/stored-value-instrument/doomStoredValueInstrument/)
- [resolveStoredValueInstrument](/reference/reading-your-records/resolveStoredValueInstrument/)
- [storedValueInstrument](/reference/stored-value-instrument/storedValueInstrument/)
- [updateStoredValueInstrument](/reference/stored-value-instrument/updateStoredValueInstrument/)